Insurance guidance that puts people first

Koncepts Broker Solutions helps individuals, families, seniors, and business owners make confident decisions about Medicare, health coverage, life insurance, employee benefits, and retirement planning with clear guidance and personal support.

Solutions


One local team for every stage of life. Explore each line of coverage below, then reach out for a free, no-pressure review.

Age 65+ & disability

Medicare Solutions

Help choosing and enrolling in the Medicare coverage that fits your doctors, prescriptions, and budget.

  • Medicare Advantage (Part C)
  • Medicare Supplement (Medigap)
  • Part D prescription drug plans
  • Special Needs Plans and Extra Help
Learn about Medicare
Under 65

ACA Health Insurance

Marketplace health plans for individuals, families, the self-employed, and early retirees.

  • Pre-existing conditions covered
  • Tax credits may lower your premium
  • Bronze, Silver, Gold, and Platinum plans
  • Open and Special Enrollment help
Learn about ACA plans
Protect your family

Life Insurance

Coverage that pays off debts, replaces income, covers final expenses, or leaves a legacy.

  • Term life
  • Whole and universal life
  • Final expense and burial coverage
  • Mortgage protection and living benefits
Learn about life insurance
Fill the gaps

Supplemental Insurance

Cash benefits that help with the costs your health plan leaves behind.

  • Hospital indemnity
  • Cancer, heart attack, and stroke
  • Accident and disability
  • Dental, vision, and hearing
Learn about supplemental plans
Retirement

Annuities & Income Planning

Ways to protect your savings and turn them into income you can count on.

  • Fixed annuities
  • Fixed indexed annuities
  • Lifetime income options
  • 401(k) and IRA rollover guidance
Learn about annuities
For businesses

Employee Benefits

Benefit packages that help Mississippi employers hire and keep great people.

  • Group health
  • Dental, vision, and group life
  • Voluntary, employee-paid benefits
  • Enrollment meetings and year-round service
Learn about employee benefits

At Koncepts Broker Solutions, the goal is simple: help people understand their options and choose coverage that truly fits their needs.

Whether you are turning 65, reviewing Medicare choices, protecting your family with life insurance, exploring health coverage, or planning employee benefits for your business, KBS provides personalized guidance built around education, trust, and year-round support.

This is not a call-center experience. You work with real people who take time to listen, explain your choices clearly, and help you move forward with confidence.

Local guidance. Real support. Clear solutions.

KBS Team logo with four headshots of forensic experts, labeled as Caroline Barnes, Kelly Jo Thompson, Alex Ralston, and Daniel Gwaltny.

KBS brings together a growing team focused on helping clients make informed insurance and retirement decisions with confidence. From Medicare and health insurance to life coverage and benefits planning, each conversation starts with understanding your needs first.

Close-up of a woman with long blonde hair, blue eyes, wearing a white shirt and dark blazer, smiling confidently.

Led by agency founder Kelly Jo Thompson, at Koncepts Broker Solutions, we pride ourselves on empowering seniors with the knowledge they need to navigate the complexities of Medicare. My dedicated team is here to offer personalized guidance tailored to each individual's health needs and financial situation, ensuring that our clients make informed decisions regarding their healthcare options.

We believe that understanding Medicare shouldn’t be overwhelming. By sharing stories, experiences, and valuable resources, we aim to demystify the process. Every voice counts, and we encourage our clients to express their concerns and preferences as we work together to craft the best possible healthcare strategy for them.

Expanded Support through Strategic Partnership

KBS also works alongside APEX to strengthen field training and broaden support for agents and clients. This partnership helps expand service capacity while keeping KBS at the center of your client experience.

Ms Thompson was professional, knowledgable, and extremely helpful in navigating my initial enrollment. She explored and presented multiple options and helped determine the best options available for me. Looking forward to her help as Medicare coverage evolves and changes.

- Raymond Keith

Have known Kelly since she was a teenager!! She’s helped with all my insurance needs since I retired in 2019!! Great help and service. Give her a try!!

- Betty Price

Kelly is very knowledgeable and helpful. We compared different plans and found the one right for me.

Her extensive knowledge of Medicare plans made it easy to make an informed decision on which plan would suit my needs.

And you can call her with any questions or afterthoughts and get a quick and knowledgeable response.

Kelly is very personable and a pleasure to deal with.

- Jackie Thrash

Very understanding, helpful and honest agent. Highly recommend.

- Nate York

Insurance Agent, NC

My experience with Ms Kelly Jo Thompson is she is very knowledgeable and professional. She explains all of the different plans to me in detail to where I have a full understanding. She takes her time and reviews my plan with me every year. She truly cares about her clients and I am very pleased with her as my agent. I highly recommend Ms Kelly Jo to anyone for Medicare. You will not be disappointed.

- Sherry Hicks

Wonderful ladies works hard to help us

- Eugene Hebert

Kelly Jo is a seasoned professional with high skills and critical thinking in the areas of life insurance health insurance and retirement planning.

She has a passion for helping others and making sure that her clients needs come first and foremost.

When you decide to do business with Kelly Jo Thompson you will be in good hands.

- Henry Sommo

Kelly is so helpful when it comes to the right plan for anyone she goes way and beyond to figure out the best plan for you I highly recommend her. She does not stop until it’s the one for you. i’m so thankful that I have her for my agent and so well you

- Veronica Jamison

Kelly has helped me with my insurance needs since I retired. Great job and service !!!

- Melvin Courtney

Kelly Jo has helped my Husband and Myself for the last couple of years. Kelly knows what she is doing will come and answer any questions you have about any kind of insurance

- Danita Lee

Kelly Jo just spent the afternoon with my husband and I explaining our options regarding Medicare choices. She is very knowledgeable about navigating her clients through this confusing process. We felt relieved and pleased with our decision. If you need help with choosing a Medicare plan we highly recommend Kelly Jo Thompson.

- Carolyn Pardue Holcomb

I have worked with Kelly Jo Thompson on several occasions, and she has provided excellent product knowledge as well as dependability. She is definitely someone I would trust to help with my insurance needs and she is also a great mentor that would be awesome to work for. I highly recommend

- Todd Garris

Inurance Agency owner, MS

Let’s Talk!

Have questions about coverage or interested in joining our team?

Start with a conversation and get guidance tailored to your goals.

By Appointment Only

Proudly serving clients across Louisiana, Mississippi, North Carolina, Virginia